Understanding the appropriate insurance limits and proper coverage for a home or business is vital, yet many buyers continue to underestimate the risks they may face. PBC's in-house Excess Flood insurance program underwritten by a panel of A-rated carriers will help ensure adequate funds are available to repair your clients’ homes and/or businesses, with no minimum premium!


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Program Details

  • Coverage
  • Target Business
  • Territory
  • Documents

Coverages offered:

  • Contents Coverage: Available for Residential and Non-Residential Properties
  • Loss of Income Coverage: Net Business Income or Loss of Rent
  • Additional Living Expenses
  • Replacement Cost Available
  • Drop Down Business Income Coverage Available

Limits Available: Up to $15 million combined limits for building and contents.

Minimum Premium: None

 

Click HERE to view the full program overview.


Target Business Classes:


 



Personal Lines: Residential properties including:




  • Apartments

  • Condominiums/Cooperatives



  • Dwellings

  • Townhouses



Commercial Lines: Commercial properties in a wide array of industries, including:




  • Construction

  • Education

  • Hospitality

  • Hotel/Motel/Short-Term Rental

  • Industrial

  • Manufacturing



  • Office and Administrative

  • Real Estate (Residential & Commercial)

  • Retail

  • Warehousing

  • And more




PBC’s in-house excess flood program is national and available in all states.


The resources you’ll need to get started.


 


Excess Flood Program Application


 


For speedy quoting, all e-mail submissions should be sent to GShapiro@programbrokerage.com.


 

Contact Us

Our experts are here to help you.

For more information, contact one of our program specific experts listed or submit a general inquiry.

For more information, please contact:



Gary Shapiro
Senior Vice President

516-496-1346

[email protected]

Tom Henderson
First Vice President

Tom Henderson

212-338-2946

[email protected]