The real estate industry is one of PBC’s strongest specialties. Our experience in real estate insurance is reflected in programs that respond to the particular, and sometimes differing, exposures in various geographical regions. We were the first to offer Purchasing Group Programs for residential co-ops, condominiums and rental buildings. PBC currently arranges coverage for over 3,000 residential buildings with more than 200,000 units.



Program Details

  • Coverage
  • Territory
  • Documents

A single-source solution to residential real estate insurance.

We offer a broad scope of coverage with strong markets, and can cover a single building or a multi-location national property portfolio. Coverages include:


  • All-Risk Property Insurance
  • Commercial General Liability
  • Umbrella Liability
  • Condo and Co-op Directors’ and Officers’ Liability
  • Environmental Insurance (first and third party), including above and below ground storage tanks
  • Lead Paint & Mold Liability Included
  • Terrorism

     Minimum premium:

     Click HERE to view the full program overview.


PBC offers the residential real estate program in the following states:

  • Connecticut

  • Maryland

  • Massachusetts

  • New Jersey

  • New York

  • Pennsylvania

  • Washington D.C.

Coverage is available in all other states on a stand-alone, non-program basis.

The resources you’ll need to get started.

The following documents and forms are required. Applications must be signed by the Broker and Insured.

  • PBC Habitational Application

  • Acord 125 Application Signed by Broker and Insured

  • Minimum of 3 years currently valued loss runs for Property & General Liability

Contact Us

Our experts are here to help you.

For more information contact one of our program specific experts listed or submit a general inquiry.

For more information, please contact:

Gary Shapiro
Senior Vice President


[email protected]

Tom Henderson
First Vice President

Tom Henderson


[email protected]

Nicholas Biondo
New Business Development

nick Biondo Headshot


[email protected]

Stefanie Silvio
New Business Development

 Stefanie Silvio Headshot web


[email protected]