High winds and hail can devastate any property, even those located hundreds of miles off of a coast. PBC’s national “Wind & Hail Deductible Buy Down” insurance program, underwritten by an A rated carrier, will help alleviate the cost of high wind deductibles on your clients’ property coverage, with no minimum premium!


Program Details

  • Coverage
  • Target Business
  • Territory
  • Documents

Coverages Offered:

  • Follow Form Wind/Hail

Buy Down Options Available:

  • Percentage to Percentage
  • Percentage to Dollar
  • Dollar to Dollar
  • Dollar to Percentage

In-House Quoting / Binding Authority for:

  • Location Limit up to $25M
  • TIV up to $100M (multi-location policy)
  • Up to 5 Locations
  • Accounts exceeding limits above can be considered as referrals to the carrier


      Click HERE to view the full program overview.

A wide variety of industries can take advantage of our wind & hail deductible buy down insurance program. Target business classes include:

  • Real Estate (Residential & Commercial)
  • Office and Administrative
  • Industrial
  • Hotel/Motel/Short-Term Rental
  • Education
  • Retail/Warehousing/Hospitality
  • General Commercial
  • Construction

PBC’s wind & hail deductible buy down insurance program is available in all states.


The resources you’ll need to get started. 

The following documents and forms are required.

Contact Us

Our experts are here to help you.

For more information contact one of our program specific experts listed or submit a general inquiry.

For more information, please contact:

Gary Shapiro
Senior Vice President


[email protected]

Tom Henderson
First Vice President

Tom Henderson


[email protected]

Nicholas Biondo
New Business Development

nick Biondo Headshot


[email protected]

Stefanie Silvio
New Business Development

 Stefanie Silvio Headshot web


[email protected]